Financial Institute Length % Down Points Rate 1st Summit Bank - 814-946-7010 15F 5 .25 3.490 1st Summit Bank - 814-946-7010 20F 5 .25 3.740 1st Summit Bank - 814-946-7010 30F 5 .25 3.990 1st Summit Bank - 814-946-7010 30V(1) 5 .25 2.750 AmeriServ Financial - 15F 5 0 2.875 AmeriServ Financial - 30F 5 0 3.625 AmeriServ Financial - 30F/FHA 3.5 0 3.250 AmeriServ Financial - 30F/USDA 0 0 3.250 ARC Federal Credit Union - 15F 5 0 2.750 ARC Federal Credit Union - 15F/FHA 3.5 1 3.250 ARC Federal Credit Union - 30F 5 0 3.500 ARC Federal Credit Union - 30F/FHA 3.5 1 3.250 C&G Savings Bank - 25F 5 0 3.625 C&G Savings Bank - 30F 5 0 3.625 C&G Savings Bank - 30V(1/1) 3 0 3.000 C&G Savings Bank - 30V(3/1) 3 0 3.250 Circuit Mortgage - 693-5337 15F/FHA 3.5 0 2.625 Circuit Mortgage - 693-5337 30F/FHA 3.5 0 3.250 Circuit Mortgage - 693-5337 30FConv 5.0 0 3.625 Circuit Mortgage - 693-5337 5/1 ARM FHA 3.5 0 2.750 Citizens Bank - 814-944-1035 15F 5 0 4.000 Citizens Bank - 814-944-1035 30F 5 0 6.250 Citizens Bank - 814-944-1035 30F/FHA/VA 3.5 0 4.375 Citizens Bank - 814-944-1035 30F/PHFA/FHA+ 0 0 5.750 Cresson Community Bank - 886-2641 15F 5 0 3.990 Cresson Community Bank - 886-2641 20F 5 0 4.250 Cresson Community Bank - 886-2641 25F 5 0 4.500 Cresson Community Bank - 886-2641 30F 5 0 4.750 Fifth Third Bank - 15F 5 0 2.750 Fifth Third Bank - 15F/FHAVA 0 0 2.750 Fifth Third Bank - 30F 5 0 3.375 Fifth Third Bank - 30F/FHA/VA 3.5 0 3.000 Investment Savings Bank - 15F 5 1 2.625 Investment Savings Bank - 20F 5 .5 3.375 Investment Savings Bank - 30F 5 .5 3.500 Investment Savings Bank - 30V (5/1) 5 0 3.000 Mainline National Bank - 472-5400 15F 5 0 3.125 Mainline National Bank - 472-5400 30F 5 0 3.875 Mainline National Bank - 472-5400 30V(5/1) 5 0 3.625 Reliance Bank - 15F 5 0 2.750 Reliance Bank - 30F 5 0 3.625 Reliance Bank - 30F/FHA 3 0 3.250 Reliance Bank - 30V(5/1) 5 0 3.990 Semper Home Loans - 15F/FHA/VA 3.5 0 2.750 Semper Home Loans - 30F/CONV 5 0 3.500 Semper Home Loans - 30F/FHA 3.5 0 3.250 Semper Home Loans - 5/1ARM/FHA/VA 3.5 0 2.750 Snare & Associates Mortgage Services - 814-695-2000 15F 5 0 2.500 Snare & Associates Mortgage Services - 814-695-2000 30F 5 0 3.500 Snare & Associates Mortgage Services - 814-695-2000 30F/FHA 3.5 0 3.250 Snare & Associates Mortgage Services - 814-695-2000 30F/USDA/VA 0 0 3.250 Wells Fargo Home Mortgage - 15YrConv 5 0 2.625 Wells Fargo Home Mortgage - 30F 5 0 3.500 Wells Fargo Home Mortgage - 30F/FHA 3.5 0 3.250 Wells Fargo Home Mortgage - 30F/VA 0 0 3.250